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Can a high-yield savings account replace your 401(k) ?

investing ideas :: Updated on 2026-02-01 :: source - yahoo finance

By Sarah C. Brady

Yahoo finance / Getty images

Questioning where to keep your retirement savings? With a volatile stock market, you may be wary of putting your hard-earned money into investments that can lose value. Meanwhile, a high-yield savings account (HYSA) can offer a safe, reliable return. Today, the best HYSAs pay above 4%.

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