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I bond vs. high-yield savings account: Which is better for beating inflation?

personal finance :: Updated on 2026-04-19 :: source - yahoo finance

By Kat Tretina

SolStock via Getty Images

With inflation hovering at 2.7% year over year, leaving your money in a basic savings account can cost you money; the average interest rate on a savings account is just 0.38%. That means the interest you earn on your savings account may not keep pace with inflation.

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