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By E. Napoletano and Trea S. Branch
Happy young couple with dog holding their keys in front of a residential
home. Property lease real estate for relocation. Leasing insurance and
purchase. Buying or renting . Yahoo Personal Finance. Photo travelling people sports via Getty ImagesIf you're thinking of refinancing your mortgage before the end of 2026, you don't want to wait until the last minute. There are calculations to be made, including your target interest rate and your break-even point. Here's what you need to know before you hit "apply."
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