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These 5 banking tools can help you build a 'rainy day' fund before year-end.

stock :: 2025-12-05 :: source - bloomberg

By Michelle Lambright Black

Many Americans end the year with a long list of bills and little (or no) cash left over. Holiday spending often adds financial pressure while everyday expenses continue to climb. And if an unexpected cost hits at the same time, they may need to rely on credit cards to get by.

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