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Is now a good time to refinance your mortgage?

personal finance :: 2025-12-15 :: source - yahoo finance

By Hal Bundrick, CFP

The Federal Reserve announced the third interest rate cut of the year at its meeting on Dec. 10. Now, the bond market will wait for signs from the Fed that more rate cuts are planned for 2026. When will mortgage and refinance rates drop significantly? Is now a good time to refinance your mortgage?

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