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Here’s how much you’d earn by putting $10,000 in a CD for 5 years.

personal finance :: 2026-01-25 :: source - yahoo finance

By Emily Batdorf

Known for moderate earnings and minimal risk, certificates of deposit (CDs) aren’t exactly exciting — but that doesn’t mean you should overlook them. Though rates started dropping toward the end of 2024, CDs can still offer a good bang for your buck: Some of the highest-yielding CDs are currently earning more than 4% APY. If you’re looking for a deposit account that offers competitive returns and the safety of FDIC insurance, consider opening a CD.

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