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When will mortgage rates go down? They’ve started to inch back up.

personal finance :: 2026-01-28 :: source - yahoo finance

By E. Napoletano

Yahoo Personal Finance. Associated Press

Last week, mortgage rates hit their lowest points in over three years. They’re still relatively low, but they’ve increased a little bit. The national average 30-year rate is now 6.09%, according to Freddie Mac. So, what does this mean for the 2026 housing market? Will mortgage rates go back down soon?

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