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By Kendall Little
As retailers roll out deals earlier and break sales records year after year, Black Friday can seem more like an entire season than a single shopping day. And many Americans are already gearing up for Black Friday and Cyber Monday as they tackle their holiday shopping lists.
On average, Americans are planning to spend about $900 each this holiday season on gifts, decorations, and more, according to a 2024 National Retail Federation survey. But bigger sales and more enticing offers don’t have to result in an empty bank account come January.
Whether you’re heading to your local shopping mall for in-store doorbusters or fine-tuning your online wishlist, having a financial plan ready can help you avoid overspending this year — especially if you’re using a credit card.
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