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What is the average retirement savings by age?

personal finance :: Updated on 2026-04-19 :: source - yahoo finance

By Emily Batdorf

File photo source: Getty images

Saving for retirement is a massive financial goal. Not only do you need to save a sizable amount of money now, but the consequences of not doing so can be severe. With the decline of defined-benefit plans — in which employees receive a steady paycheck in retirement thanks to employer-funded pensions — the responsibility to save for retirement has shifted primarily to the individual.

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