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Where Your $10K, $25K, or $50K Earns the Most Right Now Without Stock-Market Stress.
investing ideas :: 2026-02-02 :: source - investopedia
By Sabrina Karl
Great cash yields—many above 4%—are still available if you know where to find the best options. SeventyFour / Getty Images
See Where Cash Is Paying the Most Right Now—All in One Chart
With the Federal Reserve now in wait-and-see mode, many savers are taking a closer look at where to keep their cash. While a rate cut would likely have pushed cash yields lower, the Fed’s decision to hold rates steady means returns could remain roughly stable for some time. Fortunately, today’s safest places to park money are still offering competitive yields—often well above what most people expect.
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